@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/b1f344208eb4edfe-s.woff2) format("woff2");unicode-range:u+0460-052f,u+1c80-1c8a,u+20b4,u+2de0-2dff,u+a640-a69f,u+fe2e-fe2f}@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/48e2044251ef3125-s.woff2) format("woff2");unicode-range:u+0301,u+0400-045f,u+0490-0491,u+04b0-04b1,u+2116}@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/bf24a9759715e608-s.woff2) format("woff2");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/1f173e5e25f3efee-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c0,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/904be59b21bd51cb-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/b1f344208eb4edfe-s.woff2) format("woff2");unicode-range:u+0460-052f,u+1c80-1c8a,u+20b4,u+2de0-2dff,u+a640-a69f,u+fe2e-fe2f}@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/48e2044251ef3125-s.woff2) format("woff2");unicode-range:u+0301,u+0400-045f,u+0490-0491,u+04b0-04b1,u+2116}@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/bf24a9759715e608-s.woff2) format("woff2");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/1f173e5e25f3efee-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c0,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/904be59b21bd51cb-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/b1f344208eb4edfe-s.woff2) format("woff2");unicode-range:u+0460-052f,u+1c80-1c8a,u+20b4,u+2de0-2dff,u+a640-a69f,u+fe2e-fe2f}@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/48e2044251ef3125-s.woff2) format("woff2");unicode-range:u+0301,u+0400-045f,u+0490-0491,u+04b0-04b1,u+2116}@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/bf24a9759715e608-s.woff2) format("woff2");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/1f173e5e25f3efee-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c0,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/904be59b21bd51cb-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/b1f344208eb4edfe-s.woff2) format("woff2");unicode-range:u+0460-052f,u+1c80-1c8a,u+20b4,u+2de0-2dff,u+a640-a69f,u+fe2e-fe2f}@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/48e2044251ef3125-s.woff2) format("woff2");unicode-range:u+0301,u+0400-045f,u+0490-0491,u+04b0-04b1,u+2116}@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/bf24a9759715e608-s.woff2) format("woff2");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/1f173e5e25f3efee-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c0,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:__Montserrat_fca8ee;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/904be59b21bd51cb-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:__Montserrat_Fallback_fca8ee;src:local("Arial");ascent-override:85.79%;descent-override:22.25%;line-gap-override:0.00%;size-adjust:112.83%}.__className_fca8ee{font-family:__Montserrat_fca8ee,__Montserrat_Fallback_fca8ee;font-style:normal}.__variable_fca8ee{--font-fallback:"__Montserrat_fca8ee","__Montserrat_Fallback_fca8ee"}:root{--color-primary:#0f3d91;--color-primary-light:#98f7e8;--color-primary-accent:#9ef1f8;--color-black:#000;--color-white:#fff;--color-success:#10b981;--color-error:#ef4444;--color-warning:#f59e0b;--color-neutral-50:#f8fafc;--color-neutral-100:#f1f5f9;--color-neutral-200:#e2e8f0;--color-neutral-300:#cbd5e1;--color-neutral-400:#94a3b8;--color-neutral-500:#64748b;--color-neutral-600:#475569;--color-neutral-700:#334155;--color-neutral-800:#1e293b;--color-neutral-900:#0f172a;--color-tool-bg:#f9fafb;--color-tool-panel:#fff;--color-tool-border:#00116014;--color-tool-shadow:#0a1f3914;--color-title:#0f172a;--color-text:#334155;--color-subtext:#64748b;--color-muted:#94a3b8;--container-normal:1000px;--container-wide:1200px;--container-narrow:800px;--mobile-breakpoint:727px;--space-1:0.25rem;--space-2:0.5rem;--space-3:0.75rem;--space-4:1rem;--space-6:1.5rem;--space-8:2rem;--space-12:3rem;--space-16:4rem;--section-padding-desktop:40px 0;--section-padding-mobile:27px 0;--space-section-desktop:40px;--space-section-mobile:27px;--space-card-desktop:40px;--space-card-mobile:27px;--touch-target-min:44px;--header-shadow:inset 0 -1px 0 #0000001f;--header-link-padding-y:22px;--header-link-padding-x:16px;--header-logo-max-width:200px;--header-logo-max-height:62.72px;--header-topbar-padding:8px 0;--header-nav-font-size:18px;--body-font-family:var(--font-primary),var(--font-fallback),sans-serif;--font-size-hero-mobile:34px;--font-size-section-mobile:28px;--font-size-subtitle-mobile:20px;--font-size-body-mobile:15px;--font-size-small-mobile:14px;--font-size-detail-mobile:13px;--line-height-mobile-title:1.24;--line-height-mobile-copy:1.6;--radius-sm:0.25rem;--radius-md:0.5rem;--radius-lg:0.75rem;--radius-xl:1rem;--radius-2xl:1.5rem;--radius-full:9999px;--shadow-sm:0 1px 2px 0 #0000000d;--shadow-md:0 4px 6px -1px #0000001a;--shadow-lg:0 10px 15px -3px #0000001a;--shadow-xl:0 20px 25px -5px #0000001a;--shadow-2xl:0 25px 50px -12px #00000040;--gradient-accent:linear-gradient(135deg,#98f7e8,#9ef1f8);--gradient-cta:linear-gradient(135deg,#0f3d91,#1a4fad)}*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{margin:0;min-width:320px;font-family:Noto Sans SC,Montserrat,Arial,sans-serif;font-family:var(--body-font-family);color:#50555c;color:var(--color-text);background:#fafbfc;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}a{color:inherit;text-decoration:none;-webkit-tap-highlight-color:rgba(41,121,255,.16)}button,input,select,textarea{font:inherit}[type=button],[type=reset],[type=submit],button{touch-action:manipulation}img{max-width:100%;height:auto;display:block}.content img,article img{aspect-ratio:attr(width) /attr(height)}ul{list-style:none;margin:0;padding:0}main{overflow-x:hidden}@media (max-width:727px){:root{--header-link-padding-y:16px;--header-link-padding-x:12px}body,html{overflow-x:hidden}}@media (min-width:1200px){:root{--container-normal:1100px;--container-wide:1300px;--container-narrow:900px}}@media (min-width:1400px){:root{--container-normal:1300px;--container-wide:1600px;--container-narrow:1100px;--space-section-desktop:64px;--space-card-desktop:56px}}.crisp-client .crisp-1srata .crisp-kquevr{width:70px!important;height:70px!important}.key-takeaways{margin:0 0 2rem;padding:1.5rem 1.75rem;background:linear-gradient(135deg,#0f3d910f,#98f7e814);border:1px solid #0f3d9126;border-left:4px solid var(--color-primary);border-radius:0 .5rem .5rem 0}.key-takeaways h2{margin:0 0 .75rem;font-size:1.125rem;font-weight:700;color:var(--color-primary);letter-spacing:.02em;text-transform:uppercase}.key-takeaways ul{margin:0;padding-left:1.25rem;list-style:disc}.key-takeaways li{margin-bottom:.5rem;line-height:1.65;color:var(--color-title);font-weight:500}.key-takeaways li::marker{color:var(--color-primary)}.key-takeaways li:last-child{margin-bottom:0}.article-summary{color:var(--color-subtext)}.CookieConsent_banner__hJ52b{position:fixed;right:24px;bottom:24px;z-index:1000;display:flex;gap:20px;align-items:flex-end;max-width:640px;padding:20px;border:1px solid #00225c1f;border-radius:16px;background:#fffffffa;box-shadow:0 18px 48px #00225c2e}.CookieConsent_content__IlIE6{flex:1}.CookieConsent_title__Q0_jc{margin:0 0 8px;font-size:18px;font-weight:700;color:var(--color-title)}.CookieConsent_text__ZTLCB{margin:0;font-size:14px;line-height:1.6;color:var(--color-subtext)}.CookieConsent_actions__yZfvQ{display:flex;gap:12px;flex-wrap:wrap}.CookieConsent_manageButton__yEbwb,.CookieConsent_primaryButton__oyhqt,.CookieConsent_secondaryButton__qqqgu{min-height:44px;padding:0 18px;border-radius:999px;border:1px solid var(--color-primary,#0f3d91);font-weight:600;cursor:pointer}.CookieConsent_primaryButton__oyhqt{background:var(--color-primary,#0f3d91);color:#fff}.CookieConsent_manageButton__yEbwb,.CookieConsent_secondaryButton__qqqgu{background:var(--color-white);color:var(--color-primary,#0f3d91)}.CookieConsent_manageButton__yEbwb{position:fixed;right:24px;bottom:24px;z-index:999}@media (max-width:727px){.CookieConsent_banner__hJ52b{left:16px;right:16px;bottom:16px;flex-direction:column;align-items:stretch;gap:16px;padding:16px}.CookieConsent_actions__yZfvQ,.CookieConsent_manageButton__yEbwb,.CookieConsent_primaryButton__oyhqt,.CookieConsent_secondaryButton__qqqgu{width:100%}.CookieConsent_manageButton__yEbwb{left:16px;right:16px;bottom:16px}}